The Ohio Insurance Guaranty Association (“OIGA”) is an unincorporated non-profit association created and governed by Ohio Revised Code Chapter 3955.  OIGA is comprised of insurers, who are members of OIGA as a condition of their authority to transact insurance in Ohio.  The principal responsibilities of OIGA are to pay the covered claims (as defined by law) of insolvent insurers, and to provide a mechanism for assessment of member insurers to raise the funds needed to pay those claims.